Currency Meter Terms and Conditions.

Your subscription or purchase of any Currency Meter products serves as your acknowledgement and representation that you have read and understand these TERMS OF USE and that you agree to be bound by such TERMS OF USE ("Agreement").

You understand and agree to accept this Agreement is, legally, the same as manually signing this Agreement. Currency Meter reserves the right, upon notice to you, to change or terminate this Agreement. You agree that your use of The Product after notice of change to this Agreement, or if you do not resturn any product to Currency Meter within fifteen (15) calendar days of such notice, shall mean that you accept the changes. Changes required by law, however, will be effective immediately.

As an independent and self-directed investor, you acknowledge that you, alone, shall be responsible for determining the suitability of your investment choices and investment strategies, and you understand that The CM5 is an automated trading system. Currency Meter Team (“Staff’) provides technical assistance and support for Currency Meter subscribers. Trades are done automatically and, thus, do not require human intervention. Currency Meter Staff shall assume no responsibility for investment choices or determinations. You shall not hold Currency Meter or any of its employees or affiliates or the Staff liable for investment decisions. The Staff cannot advise you nor comment concerning the nature, risk or suitability of any trade, transaction or investment strategy. You also recognize that Currency Meter does not give legal or tax advice. Currency Meter and the Staff are not liable for any damage or loss, including but not limited to, any loss of profit, which may arise indirectly or directly from use of The Product. Additionally, you agree that no fiduciary relationship is formed and no fiduciary duty is owed to either party of this Agreement, by virtue of your subscription. You represent that you are of the age of majority as defined by the laws of the state of your home of record in order to enter into this agreement and be bound thereby.

The Product is for your personal use only. You shall not distribute, exchange, modify, sell, or transmit anything from this Site. Currency Meter grants you a non-exclusive, non-transferable, limited subscription to use Currency Meter service and products for one year, as long as you comply with these Terms & Conditions of Use. All currency Meter's product are leased on a one year basis unless otherwise stated in the item description.

All materials on www.currencymeter.com, including but not limited to audio, images, software, text, and video clips, are protected by copyright under U.S. copyright law, international conventions, and other copyright laws. You shall not use the materials, except as specified herein. You agree to follow the instructions on www.currencymeter.com, limiting the use of the materials. Any unauthorized use of the materials on www.currencymeter.com may violate copyright laws, trademark laws, the laws of privacy and publicity, and civil and criminal statutes.

Currency Meter reserves the right to refuse any Subscription at its sole discretion. You agree to pay the applicable charges and taxes that may apply at the time services are rendered to your Subscription. Currency Meter further reserves the right to change its charges any time by posting a modified schedule of Pricing and Rates on the Currency Meter Web site.

Subscription Charges – All monthly Subscription charges are refundable where the date of request for cancellation falls within a billing cycle and the subscription fees will be refunded at a prorated amount, beginning the business day following the date of request for cancellation.

Refund – Due to the nature of our products, we cannot issue refund on purchased that are delivered and installed in your computer.  The product can only be exchange for the same product if there is an issue. Currency meter will work with every client to make sure your product is working in your computer. We will not issue a refund for claims base on your speculation of success.

 
Currency Meter makes no representation or warranty regarding its compliance with local laws in foreign jurisdictions, or regarding the appropriateness of the Web site's content or its compliance with such local laws. You understand that the Currency Meter site is the only means of accessing your Currency Meter Subscription. You agree that Currency Meter shall not be liable for any losses or damages you incur as a result of the unavailability of Currency Meter Web site from foreign countries.

This Agreement will be effective only upon our approval of your Subscription. Currency Meter reserves the right to report to consumer and securities credit reporting agencies any debit balance or negative credit information pertaining to any Currency Meter Subscription. Currency Meter further reserves the right to reject a Subscription Application for any reason.

Currency Meter may terminate any or all services rendered under this Agreement at any time and for any reason. The Subscription holder may close his or her Subscription at any time. Upon termination, you will remain liable for any deficiencies or debit balances in the Subscription. You agree to reimburse Currency Meter for any collection costs relating to any unsecured debit balance in your Subscription, including attorney's fees, court costs, arbitration expenses, and interest.

In cases of fraud or theft by you, acting alone or in concert with others, involving, among other things, use of counterfeit checks, checks drawn on closed or non-existent Subscriptions, checks stolen from third parties, unauthorized electronic funds transfers from bank Subscriptions belonging to others, attempted electronic transfers from non-existent Subscriptions or similar illegal or improper conduct involving Subscription funding or withdrawals, and including situations in which you have allowed third parties to use your Subscription in any such manner, Currency Meter shall assess against you, in addition to all other fees, damages and penalties to which it may be entitled, a $500 fee per forged, faked, fictitious, stolen or otherwise unauthorized item or transfer. This fee shall constitute liquidated damages to compensate Currency Meter for the time and effort of Currency Meter employees in rectifying said conduct.

You agree that Currency Meter will not be liable to you or to third parties for losses incurred directly or indirectly by causes reasonably beyond its control, including but not limited to, government restrictions, natural disasters, severe weather conditions, wars, strikes, terrorist attacks, exchange or market rulings, interruptions of data processing services or communications, disruptions in orderly trading on any market or exchange, unauthorized access or operator errors.

You agree that Currency Meter will not be liable to you for any losses or damages incurred by you (including lost profits, trading losses and similar damages) during periods of market volatility, peak demand, systems upgrades, maintenance or for other reasons.

Additionally, you understand that Currency Meter Web site is the primary means of processing your Currency Meter Subscription and that, in the event of an interruption of communications systems or other hardware or software malfunction, access to view your Subscription could be delayed. In the event of a significant outage, Currency Meter would not be liable for any losses or damages you might suffer as a result of such delays.

By opening a Subscription at Currency Meter and agreeing to these TERMS OF USE, you agree to receive all communications from Currency Meter via the World Wide Web or e-mail. This will include, but not necessarily be limited to, confirmations of transactions, Subscription statements, financial statements, notices of modifications to TheCurrency Meter's TERMS OF USE, and other basic communications. Communications sent to your e-mail address or provided through the web site must be retrieved and read promptly. All communications sent by Currency Meter by any means will be deemed to have been received by you. You agree to advise us promptly of any changes to your e-mail and/or mailing address. You agree to advise Currency Meter promptly of any errors or omissions in any transaction or in the handling of your Subscription. Failure to provide prompt notice of any errors will be deemed to constitute acceptance of the accuracy of all information sent to you.
Currency Meter reserves the right to record telephone calls to monitor the quality of service you receive or for other purposes Currency Meter deems appropriate for its protection or for the protection of its customers.

PREDISPUTE ARBITRATION CLAUSE DISCLOSURES:
ALL PARTIES TO THIS AGREEMENT ARE GIVING UP THE RIGHT TO SUE EACH OTHER IN COURT, INCLUDING THE RIGHT TO A TRIAL BY JURY, EXCEPT AS PROVIDED BY THE RULES OF THE ARBITRATION FORUM IN WHICH A CLAIM IS FILED.
ARBITRATION AWARDS ARE GENERALLY FINAL AND BINDING; A PARTY'S ABILITY TO HAVE A COURT REVERSE OR MODIFY AN ARBITRATION AWARD IS VERY LIMITED.
THE ABILITY OF THE PARTIES TO OBTAIN DOCUMENTS, WITNESS STATEMENTS AND OTHER DISCOVERY IS GENERALLY MORE LIMITED IN ARBITRATION THAN IN COURT PROCEEDINGS.

THE ARBITRATORS DO NOT HAVE TO EXPLAIN THE REASON(S) FOR THEIR AWARD.
THE PANEL OF ARBITRATORS WILL TYPICALLY INCLUDE A MINORITY OF ARBITRATORS WHO WERE OR ARE AFFILIATED WITH THE SECURITIES INDUSTRY.
THE RULES OF SOME ARBITRATION FORUMS MAY IMPOSE TIME LIMITS FOR BRINGING A CLAIM IN ARBITRATION. IN SOME CASES, A CLAIM THAT IS INELIGIBLE FOR ARBITRATION MAY BE BROUGHT IN COURT.

THE RULES OF THE ARBITRATION FORUM IN WHICH THE CLAIM IS FILED, AND ANY AMENDMENTS THERETO, SHALL BE INCORPORATED INTO THIS AGREEMENT.
SUBJECT TO THE LIMITED EXCEPTIONS DESCRIBED BELOW, YOU AGREE TO SUBMIT TO ARBITRATION ANY DISPUTE BETWEEN YOU AND Currency Meter AND/OR ANY OF ITS MEMBERS, OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS RELATING TO YOUR BROKERAGE SUBSCRIPTION(S). ANY ARBITRATION UNDER THIS AGREEMENT WILL BE CONDUCTED UNDER THE ARBITRATION RULES OF THE FINANCIAL INDUSTRY REGULATORY AUTHORITY. ARBITRATION MAY BE INITIATED BY EITHER OF US SERVING WRITTEN NOTICE ON THE OTHER. THE ARBITRATORS' RULING WILL BE FINAL AND JUDGMENT ON IT MAY BE ENTERED IN ANY COURT OF COMPETENT JURISDICTION.

Currency Meter RESERVES THE RIGHT TO PURSUE LEGAL ACTION AGAINST YOU THROUGH THE STATE AND FEDERAL COURTS OF ILLINOIS OR OTHER APPROPRIATE JURISDICTION IN THE EVENT Currency Meter DETERMINES YOU HAVE COMMITTED FRAUD OR OTHER CRIMES AGAINST Currency Meter AND/OR THIRD PARTIES INVOLVING THE FUNDING OF, TRANSACTIONS IN, OR WITHDRAWALS FROM YOUR SUBSCRIPTION(S) WITH THE Currency Meter. IN SUCH CASES, YOU SHALL BE DEEMED BY THIS AGREEMENT TO HAVE ACCEPTED.

NO PERSON SHALL BRING A PUTATIVE OR CERTIFIED CLASS ACTION TO ARBITRATION, NOR SEEK TO ENFORCE ANY PREDISPUTE ARBITRATION AGREEMENT AGAINST ANY PERSON WHO HAS INITIATED IN COURT A PUTATIVE CLASS ACTION; OR WHO IS A MEMBER OF A PUTATIVE CLASS ACTION WHO HAS NOT OPTED OUT OF THE CLASS WITH RESPECT TO ANY CLAIMS ENCOMPASSED BY THE PUTATIVE CLASS ACTION UNTIL: (I) THE CLASS CERTIFICATION IS DENIED; OR (II) THE CLASS IS DECERTIFIED, OR (III) THE CUSTOMER IS EXCLUDED FROM THE CLASS BY THE COURT. SUCH FORBEARANCE TO ENFORCE AN AGREEMENT TO ARBITRATE SHALL NOT CONSTITUTE A WAIVER OF ANY RIGHTS UNDER THIS AGREEMENT EXCEPT TO THE EXTENT STATED HEREIN.

These TERMS OF USE constitute the entire agreement with respect to your access to and use of the Currency Meter Web site. If any provision of these TERMS OF USE is unlawful, void or unenforceable, then that provision shall be deemed severable from the remaining provisions and shall not affect their validity and enforceability.

This Agreement will pass to the benefit of The Currency Meter’s successors, assigns and agents. Currency Meter may assign its rights and duties under this Agreement to any of its successors, subsidiaries or affiliates without giving you notice, or to any other entity on prior written notice to you. In addition, you agree that this Agreement and all terms hereof, will be binding on your heirs executors, administrators and personal representatives and any assigns permitted by The Currency Meter.
To the extent permitted by law, Currency Meter shall not be liable for any expenses, losses, damages, liabilities, demands, charges and claims of any kind or nature whatsoever (including without limitation any legal expenses and costs and expenses relating to investigating or defending any demands, charges and claims) ("Losses") by or with respect to the Subscription, except to the extent that such Losses are actual Losses proven with reasonable certainty, are not speculative, are proven to have been fairly within the contemplation of the parties as of the date hereof, and are determined by a court of competent jurisdiction or an arbitration panel in a final non-appealable judgment or order to have resulted solely from The Currency Meter’s gross negligence or willful misconduct and without limiting the generality of the foregoing, Currency Meter will not be liable for any indirect, special, incidental or consequential damages or other losses (regardless of whether such damages or other losses were reasonably foreseeable).

Currency Meter shall have no liability for and you agree to reimburse, indemnify and hold Currency Meter, its affiliates and their partners, directors, officers and employees and any person controlled by or controlling Currency Meter harmless from all expenses (including legal expenses and reasonable attorney's fees), Losses or damages that result from: (a) your or your agents' misrepresentation, act or omission or alleged misrepresentation, act or omission, (b) Currency Meter 's following your or your agent's directions or failing to follow your or their unlawful or unreasonable directions, (c) any of your actions or the actions of your previous advisers or Custodian, (d) the failure by any person not controlled by Currency Meter to perform any obligations to you, and (e) your failure to provide accurate information on your Currency Meter Subscription Application or to update that information as required.

Waiver, Modifications and Amendments
You agree that TheCurrency Meter may change the terms of this Agreement by giving you notice of the new terms. You agree that your use of Currency Meter Service after notice of change to this Agreement, or if you do not close your Currency Meter Subscription within fifteen (15) calendar days of such notice, means that you accept the changes. Changes required by law, however, will be effective immediately.

Except as specifically permitted in this Agreement, no provision of this Agreement will be deemed waived, altered, modified or amended unless agreed to in writing by The Currency Meter.
The Currency Meter's failure to insist on strict compliance with this Agreement or any other course of conduct on our party will not be deemed a waiver of Currency Meter's rights under this Agreement.

Headings
The heading of each Section hereof is for descriptive purposes only and shall not be (a) deemed to modify or qualify any of the rights or obligations set forth herein or (b) used to construe or interpret any of the provisions hereunder.

Counterparts
This Agreement may be executed in any number of counterparts by you, each of which will constitute an original and all of which, when taken together, will constitute one and the same instrument.
I, as a subscriber of Currency Meter Subscription, have read and understand these Terms of Use. Furthermore, my continued subscription shall constitute my consent to these Terms of Use.